UMA ANÁLISE DO SETOR DE PREVIDÊNCIA COMPLEMENTAR BRASILEIRO // AN ANALISYS FOR BRAZILIAN COMPLEMENTARY PROVIDENCE SECTOR

Authors

  • Leandro Willer Pereira Coimbra
  • Silvia Harumi Toyoshima

Keywords:

previdência complementar, análise de eficiência, estratégia, fiscalização // complementary providence, efficiency analysis, strategy, fiscalization

Abstract

RESUMO: Este trabalho teve como objetivo analisar o setor de previdência complementar, observando os níveis de concentração, os efeitos das políticas de fiscalização, o grau de eficiência das empresas e as barreiras à entrada e à saída de firmas no setor. A metodologia básica consistiu no cálculo do Índice de Gini e no Método de Análise Envoltória de Dados. As principais conclusões da pesquisa foram que as empresas de tamanho médio são as mais efi cientes do setor e estão ganhando participação no mercado, enquanto as cinco maiores empresas continuam, também, ampliando suas participações, a despeito de serem mais ineficientes. Tal fenômeno se explica pela sua ligação com grandes bancos, que se apresentam como uma barreira a novas empresas.

ABSTRACT: The objective of this paper was to analyze the complementary providence sector, observing the concentration level, the effects of law enforcement policies, the degree of firm efficiency and the barriers to entry and exit for firms in the sector. The basic methodology consists of calculating the Gini Index and in Data Envelopment Analysis Method. The main conclusions of this research were that the medium-sized firms are the most efficient of the sector, gaining market participation, while the five biggest firms also continue to increase their participation, despite being more inefficient. This phenomenon is explained by the links of these firms with big banks, which constitutes a barrier for new firms.

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Published

2019-11-08

Issue

Rev. Econ. Contemp., v. 13, n. 3, set./dez. 2009

Section

Artigos

License

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